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Student loans, the seemingly innocuous funding for England’s university students, are a source of constant debate in social policy and finance. For many graduates the system feels like a lifelong burden while for the government it remains a complex balancing act of public spending. We have been joined by Dentons to explore whether these arrangements are unfair or simply misunderstood.
UK student finance involves tuition fees paid directly to universities and maintenance loans for living costs which are administered by the Student Loans Company. Repayments are income contingent meaning graduates only pay once they exceed a specific earning threshold and debt is wiped after either thirty or forty years.
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